Jiva Consultings' calculator turns a few answers about where and how you want to study into a full budget for your time abroad, so you know what to expect before you apply for a university or a student visa.
Tuition is the median yearly fee for your study level across the programs we list at our partner universities. Living costs use real price data from our database where we have it (marked "Verified prices") and an AI estimate where we do not. Exchange rates are live. Every block of your report says which of these it uses, so you can judge how much to rely on it.
Read our guides to universities, intakes, visas and student life, then come back and run the numbers:
You pick your destination country, city and university, what you will study, when you start and how long you will stay, where you are coming from, and how you plan to live (housing, food, transport, social life and shopping). The calculator then builds a report with your monthly living costs, tuition, one-time costs and the total for your stay.
Yes. It is free to use and you do not need to create an account or sign up.
Tuition comes from the programs listed at Jiva Consultings' partner universities (we use the median yearly fee for your chosen study level). Living costs use real price data stored in our database for countries where we have it, shown as "Verified prices", and an AI estimate from general knowledge for other destinations. Currency conversions use live exchange rates. Each block of the report says which source it uses.
You can choose any country. Destinations where Jiva Consultings has partner universities (the United States, Canada, the United Kingdom, Australia, Germany, Turkey, Ireland, Malta and Cyprus) also include real tuition for your level of study. For other countries you get a living-cost estimate without tuition.
Monthly housing, food and groceries, transport, utilities and phone, health and insurance, leisure and shopping; tuition per year and for your whole stay; one-time costs such as your flight, student visa fees, deposit and settling-in essentials; and a total for the length of your stay in US dollars and your home currency.
It is a planning estimate, not a quote. Real costs depend on your neighbourhood, lifestyle, your university's fees and exchange rates. The report shows how confident the estimate is, and our advisors can help you refine your budget before you apply.
Our advisors can check your budget, find scholarships and match you with the right university and program.